Rates are going down; we’re yelling TIMBER!

The HSCG is excited to announce that our rates for general and product liability insurance have been reduced by $20 per year!

This is big, fat, honking news! Alright, so insurance doesn’t sound sexy, but trust us, it is.


Imagine this: You make products. You sell products. Everything’s going great, until that day that someone’s dog reacts negatively to their dog soap…or they slip in the shower after using your amazing solid sugar scrub…or maybe the scent tickles a customer’s nose the wrong way…or maybe they cut themselves after shattering a beautiful glass container of lotion…or your lab catches on fire. Do you have insurance? Can you cover the claim, or lawsuit, or losses? Not to be total Debbie Downers, but be aware that most insurance policies do not include product liability, which leaves you holding the totally liable bag.


We started offering insurance to US members in 2006 (and were proud to add on Canada in 2012, woot woot!) and shopped carefully to find a company that could offer our members simple, hassle-free insurance with both general liability and product liability, along with options for professional liability and increased coverage for members who need it. Our membership has since tripled in size and has allowed us to renegotiate insurance rates. Insurance that used to cost $395 a year is now $375 a year. Along with professional membership and admin fees, this brings the total base cost of professional membership for US members down to $480.

$20 isn’t much, but we couldn’t have done it without member support! And, by the way, it’s certainly enough to get you some serious entries into the legendary HSCG raffle during the 2014 Annual Conference (you are signed up, right? right?!).

Find out more about our insurance here on the website and read more about the types of memberships here.

Members, do you have plans for that extra $20 in your pocket?


Insurance Changes at Your Fingertips!

We are very pleased to announce the HSCG Insurance Portal.

Need an additional insured?

Looking for a copy of your policy?

Moved locations and need to update the insurance?

Have new contact info?

Now, you can do all of these things from the Insurance Portal. (How cool is that?!) That’s right. No longer do you need to plan a time to make a phone call or send an email….you can take care of routine policy maintenance from the convenience of your desk, at any hour of your choosing.

Robot Tormenta y Marea

Read up on the Insurance Portal and how to log in from the HSCG website. Access the Insurance Portal site here for Canadian residents and here for US and Puerto Rican residents. For US members, your login information will be the email address and member area password on file with the HSCG as of mid-October. If you signed up or renewed after mid-October, your login will be the email and password at the time you signed up or renewed.

You’ll also notice a link to the HSCG Insurance Portal in the ‘My Details’ section upon logging into the HSCG site.

If you have any difficulty accessing the Insurance Portal, contact Veracity Insurance Solutions at hsmgins@veracityins.com or call 888-568-0548, toll free, for assistance.

Have you tried the new portals to manage your policy?

9 Reasons Insurance is Worth Pondering

If you sell your soap, you need insurance.  Despite your careful formulation, good manufacturing practices, and thorough testing, liability claims can happen to any business.  Here are nine reasons why having general, product, and professional liability insurance is a good idea:not having insurance is quite the headache

9.  Mold infiltrates your beautifully packaged finished soap

8.  A student is hurt while following directions you gave them

7.  You are demonstrating soap making and an audience member is splashed with caustic soap

6.  Your shipment is lost by a 3rd party carrier en route to customer

5.  A fire wipes out your inventory at a retail shop

4.  Show organizers claim you’ve damaged a rented booth

3.  A customer’s dog chokes on your doggie shampoo bar

2.  Your soap falls from a retail shelf and takes out another company’s product

1.  A customer’s child tries to eat your slightly too realistic ice cream cone melt and pour soap

We hope you never have to use it, but the general and product (and professional, should you so choose) liability insurance that is part of your HSMG membership is ready to back you up….just another benefit of being a member in Canada and the US.

Check out other benefits of HSMG membership here.